Deposit Schemes
We offer a variety of deposit options from Fixed Deposits and Recurring Deposits to Member Savings Accounts all designed to help you build financial security with peace of mind. With competitive interest rates and the trust of a cooperative institution, your investments are in safe hands.
Best For: Long-term investors seeking guaranteed returns.
Features:
- Fixed tenure investment with guaranteed maturity value
- Suitable for lump-sum deposits
Ideal for individuals and institutions looking for safety - Interest Rate: 9%
- Interest Rate For Senior citizens : 9.5%
- Interest payout available Monthly, Quarterly, Half-Yearly, or Annually
- Monthly FD interest can be seamlessly converted into a Recurring Deposit (RD)
- Minimum Deposit: ₹1,000
Fixed Deposit (46 days) 6.00% Fixed Deposit (3 months) 6.50% Fixed Deposit (6 months) 7.00% Fixed Deposit (12 months) 9.00% Fixed Deposit (18 months) 8.50% Fixed Deposit (24 months & more) 8.00%
Best For: Regular savers who want to build a corpus over time.
Features:
- Monthly installment-based savings
- Interest compounded and paid at maturity
- Ideal for salaried individuals and students
- Interest Rate as follows
| Recurring Deposit (1-2 years) | 8.00% |
| Recurring Deposit (2-4 years) | 8.50% |
| Recurring Deposit (4-5 years) | 9.00% |
| Savings Bank Account | 3.00% |
Best For: Daily wage earners, small traders, and vendors
Features:
Daily collection system by Sangha representatives
- Helps inculcate a savings habit
- Easy access to funds when required
- Interest Rate as follows :
1 Year – 2%
2 Years – 3%
3 Years – 4%
4 Years – 5%
5 Years – 6%
6 Years – 7%
7 Years – 8% - Maximum Interest Rate: 8%
